All Popular Bank Blog Articles - Finance, Life and Community Stories

Cash-Secured Loan vs. Unsecured Loan

Secured and unsecured loans are both personal loan types available to borrowers. Loans secured by cash can help borrowers increase their chances of approval, but unsecured loans may be better for freeing up cash. The article below explores the advantages and disadvantages of cash-secured loans and unsecured loans in order to assist borrowers in finding the best loan type for their financial situation and individual goals.

11 smart ways to spend your tax refund

If you get a tax refund instead of owing money on your taxes, it can be tempting to spend this money. While there’s nothing wrong with splurging a little, these extra funds have the power to relieve some of your financial burdens and potentially earn you more disposable income over time.

Traditional vs. Roth IRA: What’s the difference?

An individual retirement account (IRA) is a type of retirement account you can open at any time, in contrast to a 401(k) retirement plan your employer might offer. The two most common types of IRAs are Traditional IRAs and Roth IRAs.

What’s the difference between checking and money market accounts?

Money market accounts (MMAs) and checking accounts are two popular types of deposit accounts. Each varies in terms of purpose, features, benefits, and drawbacks. Use the guide below to determine if a money market account or checking account better suits your financial goals.

What is a money market account?

Many banks offer money market accounts (MMAs). You may be wondering how this type of account fits into your money management plans. Use the guide below to find out what a money market account is,

How to protect yourself from Zelle® fraud.

In 2023, 120 million consumers and small businesses relied on Zelle® for basic money transfers. Additionally, Zelle® handled nearly three billion transactions worth over $800 billion. Despite its widespread use, less than a tenth of a percent of all transactions (three million,

Festive Fraud: Beware of these 10 holiday scams.

From frantic, last-minute shopping to festive party hopping, the holiday season is full of frenzied activity. Unfortunately, amidst the revelry, unsuspecting victims can easily get caught in traps set by cybercriminals. As you spread holiday cheer, don’t overlook the importance of protecting your personal and financial information.

The ultimate guide to preventing spoofing attacks.

When you fall victim to spoofing attacks as an individual, the resulting setbacks can quickly complicate your life. However, when your business falls victim, the consequences can be all-encompassing and jeopardize many parties involved. Worse yet, spoofing can threaten your company’s longevity and halt further success.

How to protect yourself and your family from cyber fraud.

Experts estimate that the global cost of cybercrime totaled $8 trillion or more in 2023. Such a staggering number underlines the real threat of virtual scams that prey upon unsuspecting victims. Unfortunately, cyber fraud continues to plague customers and even large businesses,

Three benefits of AI in nursing.

By Andrew Boland – Director of National Healthcare Financing, Popular Bank For many of us, 2023 became the year when we got to experience the practical power of Artificial Intelligence (AI) firsthand.